Pays for injuries and property damage you cause to others in an accident. State minimums may not be enough to protect your personal assets if you are found at fault. EX: 100/ 300 / 100 BODILY INJURY 100K PER PERSON TOTAL 300K FOR ALL INJURIED 100 PROPERTY covers all involved autos if you are at fault. If you are not at fault and responsible party has no or not enough coverage, then you must have Under and Uninsured coverage to protect you medically and the same Property coverage would apply. Even if you're not at fault the deductibles will apply.

These coverages help pay for damage to your own vehicle. Collision pays to repair your car if it hits another vehicle or object. Comprehensive covers theft, vandalism, fire, weather, or animal damage.

A common term that generally means your policy includes Liability, Collision, and Comprehensive coverages. This gives you broader protection for both your vehicle and others on the road.

Your driving record, age, location, the type of car you drive, and your credit score (where permitted by law) all dictate your rate Auto Insurance

It covers the physical structure of your home, including the roof, walls, and built-in appliances, against damages from covered perils like fires or wind.

This covers your belongings—such as furniture, electronics, and clothing—if they are stolen or destroyed. Anything not attached to the home is personal property. All Deductibles apply except fire and liability claims which is zero deductible.